Our Mission
Consumer Financial Health as a Cornerstone of a Sustainable Society
We measure and increase Consumer Financial Health to promote a sustainable development of our society.
More important than ever
We believe that ensuring consumer Financial Health is more important than ever for a sustainable development of our society. Financially healthy people are more resilient to shocks, participate more fully in the economy, and can plan their future with confidence — which is why we anchor our mission in the United Nations Sustainable Development Goals.
How we work
We leverage our academic expertise and industry network to advance Financial Health through three connected pillars.
Research
We measure and report consumer Financial Health across cities, regions and countries leveraging scientific frameworks.
Education
We enable consumers to measure and increase their Financial Health through our online scoring tool.
Dialogue
We promote the relevance of consumer Financial Health across households, companies and governments.
Pillars of Financial Health
Financial Control
Manage daily and monthly finances with confidence.
Financial Resilience
Absorb a financial shock without losing ground.
Financial Freedom
Make choices that let you enjoy life today.
Financial Planning
Stay on track for the financial goals ahead.
Why is Financial Health important?
When people are financially healthy, societies grow more inclusive, resilient, and equitable. That is why Financial Health maps directly onto the United Nations Sustainable Development Goals.
Financial Health increases economic participation and reduces poverty.
Financial Health ensures men and women have equal access to economic resources.
Financial Health widens access to affordable banking products.
Financial Health funds entrepreneurship and economic innovation.
Financial Health strengthens responsible banking for lower-income households.
Financial Health is a lever for advancing the SDGs across sectors.
How about Financial Health in Germany?
Recent events such as high inflation made Financial Health a hot topic. However, it is important to acknowledge its structural nature.
barely make ends meet financially.
Financial Health in Germany Report.
can't cover an unexpected major expense.
Financial Health in Germany Report.
say the way they handle money doesn't allow them to enjoy life.
Financial Health in Germany Report.
are worried that the money they have or will save won't be enough.
Financial Health in Germany Report.
Let's foster Financial Health together
Whether through your resources, your network, or your time — there are many ways to advance our mission. Support us as a donor, partner, or volunteer.