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Press fact sheet

Financial Health Initiative

One-page snapshot for press, podcasters, and partners. Print or save as PDF.

About

Financial Health Initiative e.V. is a non-profit based in Munich that measures, reports, and improves Financial Health in Germany and Europe. We publish the Financial Health Report, run the Financial Wellbeing Score, and host events and education that bring researchers, practitioners, and policy-makers together.

At a glance

Legal name
Financial Health Initiative e.V.
Based in
Munich, Germany
Website
financial-health-initiative.org
Press contact
info@financial-health-initiative.org
Scoring tool
fhs.financial-health-initiative.de
Reports published
3 Financial Health Reports

Reports & key findings

  • Results for Germany (2025)

    Financial Health Score: 52.83 — Medium-High (50–57)

  • Results for Munich (2025)

    Financial Health Score: 55.03 — Medium-High (50–57)

  • Results for Berlin (2025)

    Financial Health Score: 52.60 — Medium-High (50–57)

Founders & board

  • Emanuel Renkl — Chair

    Emanuel is a PhD student at the Technical University of Munich focusing on digital household finance. His research seeks to understand how fintechs can measure and increase the financial health of their customers.

  • Moritz Nardini — Vice-Chair

    Moritz is a PhD student at the Ludwigs-Maximilians-Universität München focusing on behavioral household finance. He investigates how fintechs can help their customers to overcome biases in financial decisions.

  • Andreas Wittmann — Treasurer

    Andreas is a PhD student at the Ludwigs-Maximilians-Universität München. His research addresses the intersection of finance and social inequality and seeks to understand the social impact of financial health.

Press contact

info@financial-health-initiative.org · financial-health-initiative.org/press