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Germany · 2025

Results for Germany

Financial Health Score

52.83

Medium-High (50–57)

Only about one third of people in Germany can comfortably absorb an unexpected expense, and many say their finances limit the choices they can make day to day — clear signals of where consumer Financial Health needs to improve.

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Funded by

Stiftung Nachhaltigkeit der Stadtsparkasse München logo

Stiftung Nachhaltigkeit der Stadtsparkasse München

The Stiftung Nachhaltigkeit der Stadtsparkasse München supports projects in Munich across science and research, education, environmental protection, climate action, and nature conservation. As one of six foundations established by the Stadtsparkasse München, it is dedicated to sustainable development aligned with the UN's 17 Sustainable Development Goals. The foundation enables the Financial Health Initiative to conduct ground-breaking research into the financial health of Munich's population, producing evidence-based insights for policymakers, practitioners, and civil society.

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